By Alexander Tanios, Esq The Tanios Law Firm, P.A. Owner financing, also known as seller financing or a seller held mortgage, occurs when the property seller provides the buyer with a loan to cover the purchase price. Instead of the buyer obtaining a mortgage from a bank, they make payments directly to the seller over an agreed period. This arrangement can benefit both parties by offering more flexible terms and faster closings. In Florida, owner financing is a common tool fo